Soon-To-Be Homeowners
I mentioned in a prior post that my husband and I made an offer on a house. Well, there are financial issues with it, mainly, the current homeowner didn't pay her mortgage. She hasn't done it for a while actually. Usually this isn't a problem, but the mortgage was broken down to an 80/20 loan. Meaning that 80% and 20% to purchase the home was separately mortgaged. And, this lady had each loan with a different lender, Bank of America and Ameriquest to be exact. Well, these two wonderful institutions have been fighting over the title of the house and are unable to clear it. Regardless of the many offers on the property, the house remains on the market to this day.
So, we ventured off once again with out realtor a week later and toured some nice and not-so nice properties. The second to last house we visited, we fell in love with. It's a cute little ranch house on a slab that's only 7 years old. The downside was the lack of a basement, but the interior space makes up for that. We made an offer later that afternoon, after withdrawing the other one of course. After negotiating for a couple of days, they accepted our offer. Yay! One step closer.
I scheduled inspections later that week and just now received the report from the guy. The only thing wrong with the place was that the ventless fireplace had no gas inlet. It looks brand new so I'm guessing they didn't hook up the gas line. They are going to fix that. Other than that, just the basic wear-and-tear and little fix-ups for us to handle. The house is pristine so the cleaning won't be too laborious and all that will be left is the personalization.
We went to Home Depot last night to look at their selection of washers/dryers and found a pair that fit our price range. You know, we're paying cash. I also picked out the paint colors for my daughters bedroom and her bathroom. That's the first room we're tackling. After that, we're budgeting a specific amount for monthly projects around the house.
I have to say, we're really excited about this house and owning it! We've been married for 7 years, ironically, that's how old the house is also. Almost like we were made for eachother. Heh, I know, that's pretty cheesy. But the thought did cross my mind. I believe everything happens for a reason. Like the previous house. We thought we really wanted that one. Then we found this one. God works in funny ways sometimes. And, the square footage is so much more. That previous house had 1265 square feet, but our house has 1800! Much more space to grow into, don't you think?
I'll be posting some pictures shortly, so check back soon.
So, we ventured off once again with out realtor a week later and toured some nice and not-so nice properties. The second to last house we visited, we fell in love with. It's a cute little ranch house on a slab that's only 7 years old. The downside was the lack of a basement, but the interior space makes up for that. We made an offer later that afternoon, after withdrawing the other one of course. After negotiating for a couple of days, they accepted our offer. Yay! One step closer.
I scheduled inspections later that week and just now received the report from the guy. The only thing wrong with the place was that the ventless fireplace had no gas inlet. It looks brand new so I'm guessing they didn't hook up the gas line. They are going to fix that. Other than that, just the basic wear-and-tear and little fix-ups for us to handle. The house is pristine so the cleaning won't be too laborious and all that will be left is the personalization.
We went to Home Depot last night to look at their selection of washers/dryers and found a pair that fit our price range. You know, we're paying cash. I also picked out the paint colors for my daughters bedroom and her bathroom. That's the first room we're tackling. After that, we're budgeting a specific amount for monthly projects around the house.
I have to say, we're really excited about this house and owning it! We've been married for 7 years, ironically, that's how old the house is also. Almost like we were made for eachother. Heh, I know, that's pretty cheesy. But the thought did cross my mind. I believe everything happens for a reason. Like the previous house. We thought we really wanted that one. Then we found this one. God works in funny ways sometimes. And, the square footage is so much more. That previous house had 1265 square feet, but our house has 1800! Much more space to grow into, don't you think?
I'll be posting some pictures shortly, so check back soon.
posted by Emma at 2:02 PM
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